Finance Center

Fernelius Toyota Offers Easy and Affordable Loans for Drivers in All of Northern Michigan 

Welcome to Fernelius Toyota's Finance Center!

Making sure you go home in your new or used Toyota model with a smile on your face is the prime concern of the auto finance team at Fernelius Toyota. Proudly serving all of Northern Michigan including Petoskey, Gaylord, Harbor Springs and Indian River, our Business Managers can help you achieve a loan or lease that meets your standards. The secret to our success: understanding. We sit down with you in order to learn more about your specific financial requirements. That way, we can work with nearly any budget, and you can get behind the wheel on your terms and no one else's.

If you're interested in seeing what we can do for you, fill out our online Finance Application form. Or, if you prefer to speak to us 1-1, be sure to visit our Toyota dealership in person. When you come in to our 11283 North Straits Highway location in Cheboygan Michigan, we haven't done our job until you're happy.

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Fernelius Toyota

11283 North Straits Highway
Directions Cheboygan, MI 49721

  • Sales: (866) 434-2860
  • Service: (877) 843-7232
  • Parts: (877) 834-0380


  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 4:00pm
  • Sunday Closed
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