Finance Protection Products

Whether you have purchased or leased your new vehicle, you should be aware of the many ways you can protect your new investment. We have a wide variety of options that can not only protect your vehicle but help it retain it's value. 

Check out the many options we have to offer here at Fernelius Toyota and remember we always have a Specialist available to answer any questions you may have. 

Vehicle Service Agreement
  • Protects against the expense and inconvenience associated with unexpected covered repairs outside the manufacturer's limited warranty. 

Guaranteed Auto Protection
  • Pays the covered difference between what your insurance company will pay and the balance due on your retail/lease contract at the time of total loss. 

Credit Insurance 
  • Credit Life pays the covered balance due on your retail contract or lease agreement, in the event of your death.
  • Credit Disability pays your monthly payment on your retail/lease agreement, if you are disabled due to a covered illness or injury. 

Prepaid Maintenance 
  • Allows you a convenient and affordable way to prepay the regularly scheduled covered maintenance for your vehicle   
Environmental Protection Package
  • Protects your vehicle's interior and exterior from repairs the manufacturer does not cover with a 7 year unlimited warranty. 

*Optional Products may have certain restrictions. See Fernelius Toyota for details and qualifications

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Fernelius Toyota

11283 North Straits Highway
Directions Cheboygan, MI 49721

  • Sales: (866) 434-2860
  • Service: (877) 843-7232
  • Parts: (877) 834-0380


  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 4:00pm
  • Sunday Closed
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